PRESS RELEASE by Christine Moscinski, Broker Associate @Gobber Real Living Realty - Chicago, Illinois:
July 22, 2010
10560 Canterbury - Westchester, IL $239,900 Virtual Tour
WOW! PRICED TO SELL QUICKLY - This updated tr-level Ranch home lovingly captures the essence of "Welcome Home" as soon as you enter.
This cozy home features a warm and welcoming large open frontroom, neutral decor, crown molding, hardwood flooring (3) oversized bedrooms, 1.1BA, sep. laundry, washer/dryer, 2/C garage, large yard is landscaped & fenced, large concrete patio, newer furnace (3yrs) and sump pump (never any water) concrete side driveway.
This is a Corp Relocation will not last long - Relo addendum required.
Lots of room here and home has unfinished attic for possible office or 4th/BR!
Affordable and a Perfect 10 - don't wait, make it yours today!
Close to all shopping: Oak Brook Mall, local grocery, retail specialty shops, restaurants and I-290, I-294 interchange are just 5 minutes away!
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Riverbrook Estates, Plainfield - We invite everyone to visit our open house at 1515 Dale Circle on July 18 from 2:00 PM to 4:00 PM.
Property information
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JUNE 11, 2010
by: Christine Moscinski, Broker Associate and "House Hunter" at GOBBER Real Living Realty
WHO decides when the best time to sell - The MARKET of course! Usually we see an uptrend in sales during the summer months...
Traditionally homes and condos are put on the market in late spring to get a head start on the summer shoppers. This "Buyer's" season continues and is most active until approximately August then things begin to wind down due to school starting. Most home shoppers want to get into a home before the kid’s classes start.
BUT, this is not a TYPICAL market is it? Sellers waiting to put thier home or condo on the market in spring 2011 may see even a lower price. The final "sell" prices are dictated by the market and what has sold in the past 6 months. This is what banks require when they do an appraisal.
Over the past two years I have seen Buyer's active throughout the entire year and the activity is increasing steadily of late due to record low mortgage rates which are now at 4.85%!
Many are shopping for the best possible home they can get with all the bells and whistles. Today's Buyer's are smart. They know area home prices and research diligently. They expect move in, magazine perfect homes, with staging and neutral colored walls. They do not want to paint, clean, remove wallpaper or have anything else to do BUT move in and enjoy their new home!
Selling a home or condo these days is all about "presentation". The home that looks the best and shows the best WILL SELL THE FASTEST! In ANY market!
Staging the home is the best advice I can give any seller.
So if you are thinking of selling but want to put off till spring 2011 here are two reasons NOT to:
#1. More foreclosure coming to the market steadily and home prices are STILL dropping - you will get more for your home NOW rather than later
#2. Interest rates are so LOW! Why wait and take a chance of rates getting higher? If that happens, Buyer's may level off don't you think?
Thank you for your topic emails!
Stay tuned for my next post...
If you would like to submit your question, please email me at cmoscinski@comcast.net !
Christine Moscinski is a Broker Associate and member of The "House Hunters Team" at Gobber Real Living Realty - Specializing in Local Real Estate Markets. Call her if you are in need of professional advice and guidance and get the answers you need today - You'll be glad you did!
TEL: (708)369-8094 Available 24/7/365 - Visit her website at: http://www.ehousehuntonline.com and Twitter @cmoscinski
MAY 23, 2010
by: Christine Moscinski, Broker Associate and "House Hunter" at GOBBER Real Living Realty
Gentrification and the "Urban Sprawl"
Investors are grabbing up these properties by the dozens, why not you? It's not what areas are currently “hot markets” or in the best condition - bottom line is "location" - and the so called "urban sprawl" has reached Maywood, Hillside and Berwyn and other Chicago near west suburbs...
I have been approached by REO investors on where the best "deals" are, what areas and what markets are best to invest in now? Its' not magic, it's logic. Some smart investors are taking advantage of the current market in areas that will see new renewal or “rebirth” and Maywood and Bellwood are on that list.
What is happening in the current real estate markets? Change is happening. Who has ever heard of getting a piece of property for $50K these days? But many investors are jumping on the bandwagon and thanks to these rehabbers, areas that were once run down and uncared for have been given facelifts and a promising future. The individuals investing in these areas are giving new life to drawn neighborhoods and realize the future ROI. Bucktown, Wicker Park, Ukrainian Village, Berwyn and Cicero are a few examples. Hillside and Maywood will be the next; with new retail along the 290 and Mannheim, convenient arterial highway access to I-290, I-294 & I-88, I-57; this will be prime real estate years down the line.
My top picks for imminent gentrification areas are in the following markets: *Hillside, Maywood, North Westchester, South Bellwood, Cicero, Berwyn, Park Forest, Matteson, Flossmoor to name a few.
Buy a home under $50K? Who ever heard of such a thing? But with the population growing, land will be a very highly valued commodity in the future.
Smart investors are taking advantage of these market conditions -
And so should YOU.
*Locations are near shopping, highways and only 20 minutes to Chicago.
Christine Moscinski is a Broker Associate and member of The "House Hunters Team" at Gobber Real Living Realty - Specializing in Local Real Estate Markets
If you're ready to invest, you'll need experienced guidance and representation. So call Christine today 708/369-8094 - You'll be glad you did!
MAY 12, 2010
by: Christine Moscinski, Broker Associate and "House Hunter" at GOBBER Real Living Realty
MAY 2010 Average Home Prices in Chicago's Western Suburbs are still dropping. The average home prices vary from the low $200K's to $250K where last year these homes were priced in the $250K-$300K+ range. Many of these homes are in great shape (3) bedroom 1.1 bath ranch, bi-level and 2 story homes that are move-in ready (NOT foreclosure or short sale).
I also found a great link at the Chicago Tribune website that shows an interactive map of Chicago and Suburbs home prices. This Median Home Price Map shows average prices of homes in these western suburbs (and seems relatively accurate based on my area knowledge) except that I would argue the percentage +/- of price change from 2009 to 2010.
My personal picks this month for some great suburbs with affordable homes and great schools would be: Westchester, Brookfield, Lisle, Darien, Woodridge and North East Bolingbrook (bordering Woodridge) Illinois.
Great deals and move in ready homes near shopping, highway I-355 and Route 83.
Christine Moscinski is a Broker Associate and member of The "House Hunters Team" at Gobber Real Living Realty - We specialize in finding great homes for Buyers!
Call Christine today to set up your free MLS search to find your next home (708)369-8094 - You'll be glad you did!
More information can be found on her website at http://www.eHouseHuntOnline.com
APRIL 25, 2010 By: Christine Moscinski, Broker Associate and member of the "House Hunters" Team @Gobber Real Living
Our very missed U.S. Military members will be arriving back to the states from Iraq and Afghanistan soon and the transition will be tough but Gobber Real Living Realty is prepared to assist them to make the transistion back as seamless as possible and are preparing to help them find affordable homes for their families.
Some helpful information is listed below from the IRS website on qualifications and guidelines for the $8,000 Homebuyer Credit for the Military through April 30, 2011:
$8,000 HOMEBUYER CREDIT EXTENDED TO U.S. MILITARY: - Members of the military and certain other federal employees serving outside the U.S. have an extra year to buy a principal residence in the U.S. and qualify for the credit. Thus, an eligible taxpayer must buy, or enter into a binding contract to buy, a principal residence on or before April 30, 2011. If a binding contract is entered into by that date, the taxpayer has until June 30, 2011, to close on the purchase. Members of the uniformed services, members of the Foreign Service and employees of the intelligence community are eligible for this special rule. It applies to any individual (and, if married, the individual’s spouse) who serves on qualified official extended duty service outside of the United States for at least 90 days during the period beginning after Dec. 31, 2008, and ending before May 1, 2010.
- In many cases, the credit repayment (recapture) requirement is waived for members of the uniformed services, members of the Foreign Service and employees of the intelligence community. This relief applies where a home is sold or stops being the taxpayer’s principal residence after Dec. 31, 2008, in connection with government orders received by the individual (or the individual’s spouse) for qualified official extended duty service. The credit is still allowable even if this happens during the year of purchase. Qualified official extended duty is any period of extended duty while serving at a place of duty at least 50 miles away from the taxpayer’s principal residence (whether inside or outside the U.S.) or while residing under government orders in government quarters. Extended duty is defined as any period of duty pursuant to a call or order to such duty for a period in excess of 90 days or for an indefinite period.
Forums: Military Suppport for Iraq and Afghanistan Veterans of America http://www.iava.org/
Christine Moscinski is a Broker Associate and local market expert and member of the "House Hunters Team" at Gobber Real Living Realty specializing in finding great homes for Buyers.
Call her today to find your next home (708)369-8094
More information can be found on her website at http://www.eHouseHuntOnline.com
April 20, 2010
While banks are reportedly expecting more foreclosures over the next 12-16 months, property values are expected to stagnate even more. A recent trend that I am seeing in the real estate market is with apartment buildings. Owners of these properties want to sell but they are not getting the return they expected and most have lost 20-50% of their value.
One option is converting them to condos. An (8) unit apartment building may be worth $300K in today’s low market, a conversion can reap $100K-$150K per unit and buyers will be more ready to afford in that price range, especially new graduates just starting out in their careers or downsizers.
Average rental rates range between $1,100 & $1,500/mo in Chicago and West Suburbs why would someone rent when owning a condo would cost about the same or less?
Investors: On a $300K apartment investment, $15K per unit in upgrades/building and sale of $120K/per unit a possible gross profit would be $540K!
In today’s Buyer’s market, it’s all about “affordability" and for Investors, this is a "win, win"!
It's ALREADY happening in Greenwich Village New York!
Christine Moscinski is a Broker Associate/Local Market Expert and member of the "House Hunters Team" at Gobber Real Living (formerly Gobber GMAC Real Estate) Serving Chicago and Western Suburbs including: Brookfield, La Grange, La Grange Park, Westchester, Berwyn, Downers Grove, Darien, Elmhurst, Oak Park and more!
Christine assists Investors and Rehabbers, call her to get more information at (708)369-8094
If you are looking for your next home or condo? Call (708)369-8094, you'll be glad you did!
More information can be found on her website at http://www.eHouseHuntOnline.com
02/18/2010
BROOKFIELD, IL: Broker's Open House Hosted by Rosie Gonzalez today 11a-1p 3540 Prairie Ave, Brookfield !! Home made tamales will be served. YUM!!!
January 28, 2010
My blog post today – SAVING SOME MONEY: By Christine Moscinski
It's tough enough handling a busy lifestyle with work, shopping, family, kids, soccer and karate practice - who has time to remember taxes! Just leave it up to the tax preparer you say?
Double check to make sure you get EVERY PENNY back you deserve!
Top 19 Overlooked Deductions:
#4 College Tuition: Student Loan Interest is often overlooked - TAX DEDUCTION !
#17 Home Improvement: Energy Star appliances and energy efficient windows, doors, furnaces - TAX DEDUCTION !
Read the rest of the full list here: Kiplinger.com
Christine Moscinski is a Broker Associate and local market expert and member of the "House Hunters Team" at Gobber GMAC Real Estate specializing in local market reviews and money saving reports.
More information can be found on her website at http://www.eHouseHuntOnline.com
January 25, 2010
My blog of the day – By Christine Moscinski
I am reading and listening to what is going on around me, locally and nationally. Listening to the politicians who don’t know what they are doing and the banks who want it all.
As Americans lose their jobs, it is only a matter of time before they lose their homes. I have talked with many homeowners that have a spouse or family member that has lost their job and find themselves struggling and at the mercy of the banks. I hear of someone in this situation EVERY DAY asking me what to do as they are trying to get loan modification or someone that has and was put on "trial modification" and ultimately lost their homes anyway. To whose benefit are these loan modifications, not the homeowner?
It's just another way to "control" the pool of foreclosures, with a trickle effect. If they did not, the country and we would all be drowning.
It seems to me like we are traveling back in time to the 1930's when the banks were taking everyone's homes back. They too lost their homes. Albeit, not as severe as the GREAT DEPRESSION, but very very many are affected - and it is spreading, not going away.
The loan modifications being offered are NOT HELPING home buyers; it is delaying the homeowner's ultimate loss of their home and you will read in the coming months of more news to this effect.
The loan modifications are a failure and only benefit the banks. I advise people not to file bankruptcy (7 years bad credit) but just to give the house back to the bank (deed in lieu of foreclosure) to save them money, court costs and judgments on their credit (bank will tack all this on to your credit if you do go into foreclosure) and will ruin your creditworthiness.
Be prepared folks because more foreclosures are coming; this ride is not over yet!
Christine Moscinski is a Broker Associate and local market expert and member of the "House Hunters Team" at Gobber GMAC Real Estate specializing in local market reviews and reports.
More information can be found on her website at http://www.eHouseHuntOnline.com
JANUARY 4, 2010
by: Christine Moscinski, Broker Associate and "House Hunter" at GOBBER GMAC Real Estate
Wow, it feels so weird to write "2010" I was ok with 2009, but now 2010...
Anyway, I have been asked and asked again "when is the best time to list my home for sale"?
Years ago it may have been after Super Bowl or February - March when things just begin to thaw.
But the trend in today's market is "if you wait, you lose". I tell my clients to list their home in middle of winter. Why? Because all the old school thought of listing will be in spring! So to get a leg up on the competition, you have to list your home now when competition is at the lowest.
The influx of REO and foreclosed homes are still going to be a part of this market for a while and as they come online to the MLS, your are sure to bet - they will be the first to go.
The April 30, 2010 deadline is fast approaching and serious buyers know this. They are hunched over their computers diligently watching the market and are very educated about how much homes are going for and want to get the beast deals.
They are out there and hunting at this very moment. I know because I am working with 3 right now!
Don't wait to list your home, do it today.
Come spring, there will be fierce competition.
MARKET TREND BROOKFIELD ILLINOIS: 2/BR 1/BA Home Average Time on Market 165 days - Average Sale Price $234,900
Christine Moscinski is a Broker Associate and local market expert and member of the "House Hunters Team" at Gobber GMAC Real Estate specializing in market reviews of popular Chicago neighborhoods, Chicago's South Loop and Western Suburbs including: Brookfield, La Grange, La Grange Park, Westchester, Berwyn, Downers Grove, Darien, Elmhurst and more!
Call her today - you'll be glad you did (708)369-8094
More information can be found on her website at http://www.eHouseHuntOnline.com
December 7, 2009
BY: Christine Moscinski, Broker Associate at Gobber GMAC Real Estate
The truth of the matter is, today no one wants to pay full price - I agree!
Why would anyone pay full price if they did not have to?
Well, bottom line answer is "YOU GET WHAT YOU PAY FOR"...these homes are in REALLY bad shape. But if you have the time, energy and investment - you could have a great home for years to come!
In answering the questions posed to me OVER AND OVER (and I may have posted this somewhere already)
How long does it take to close on a Short Sale, REO Or Foreclosure?
The answer is anywhere from 40 days to 6 months. The reason being is that the courts are backed up, banks are backed up, sherrifs are backed up, too many dilapidated homes, not enough manpower to move them along as quickly.
Unless the short sale is approved and a negotiator assigned to that property, you may as well sit on your hands - nothing will be done.
Same with bank owned homes and foreclosure home (corporate owned homes).
So if you really want to get the deal done you need the Three "G's" a great Realtor, a great Broker and a great Attorney - plus reliable licensed and bonded Contractor.
Time is ticking, April 30th is the deadline for the $8000 credit (restrictions apply) but if you are first time buyer - you may qualify!
Christine Moscinski is a Broker Associate and member of Chicago' & West Suburban House Hunters MARKET EXPERT SERVING CHICAGO AND WESTERN SUBURBS
Contact her today to find YOUR next deal! (708)369-8094
DID YOU KNOW IT TAKES ON AVERAGE OF (3) MONTHS TO FIND THE HOME OF YOUR DREAMS? Well, time is flying and TRUST ME, there will be delays.
In addition to that time, there are additional steps to take to close on the home: Loan origination (takes 4-6 weeks), loan processing (takes additional 10 days), inspections (take additional 5-10 days), title commitments (takes additional 5-10 days), scheduling closings - will your attorney be available?
With everything that needs to be completed, average closing time will be increased from 35-45 days to 60-90 days or maybe longer! All binding contracts must be submitted by April 30, 2010 and must close by June 30, 2010.
If you are seriously considering buying, my suggestion is be pro-active.
Don't delay like the others who are waiting on the sidelines, or you may lose out.
THE DEALS ARE OUT THERE!!
Christine Moscinski is a Broker Associate and local market expert and member of the "House Hunters Team" at Gobber GMAC Real Estate specializing in finding great deals fro her clients in Chicago's South Loop & Western Suburbs including: Brookfield, La Grange, La Grange Park, Westchester, Countryside, Downers Grove and more!
Call her today to find your next home - you'll be glad you did! (708)369-8094
More information can be found on her website at http://www.eHouseHuntOniline.com
METRO CHICAGO - BROOKFIELD - WESTERN SUBURBS:
December 4, 2009
All new clients and referral clients, whether Buyers or Sellers, will get *$1,000 CASH BACK AT CLOSING! In these times, home Buyers and Sellers are looking for the best deals - as is everyone. Christine Moscinski is Team Leader of The "House Hunters" Team at GOBBER GMAC Real Estate in Westchester, Illinois and her goal is saving clients money.
Christine: "TIMES ARE ECONOMICALLY "TOUGH" I am offering all referral and new clients a $1,000 cash back offer at closing to help". That extra CASH will get them a new sofa, energy efficient kitchen appliances or eco-friendly washer and dryer".
"My goal is to increase the local real estate traffic and sales while giving back by offering serious Buyers additional savings".
For more details, visit her website to print the coupons she has to offer www.eHousehuntOnline.net or print at:
http://www.merchantcircle.com/coupon/Christine.Moscinski.Broker.Associate.708-369-8094/display/330394
*Restrictions apply - Valid on closed transactions of minimum $200K+ includes Homes, Condos, Townhomes & 55+ Communities and New Construction
NEW BUYERS - LIFESTYLE REALTOR - SENIOR FRIENDLY - 55+ COMMUNITIES HOMES AND CONDOS
Call Christine from "The House Hunter" Team at Gobber GMAC for more details: 708/369-8094
3529 Kemman Avenue - Brookfield, IL
Brookfield, an eclectic, unique, affordable community with bistros, wine bars, entertainment, bars, antique shops and specialty boutiques - I have toured the Brookfield market for MONTHS now and and love the area. I try to find my clients affordable homes while integrating thier lifestyle needs. This weeks listing is my own, but I tried to find something that was in the area to top it for the price - and seriously could not; Not anything close to the upgrades and space that this home offers.
THIS IS HANDS DOWN THE BEST AFFORDABLE HOME IN BROOKFIELD!
SEE INSIDE THIS GORGEOUS BRAND NEW KITCHEN W/STAINLESS APPLIANCES inside, 2BR/2BA Ranch + LOW LOW TAXES! Close to both heart of bustling La Grange & near METRA! This spacious solid brick 2BR/2BA home boasts open floor plan w/airy footprint, NEW kitchen overlooking dining room, under counter seating (great for entertaining), lovely three season room off kitchen, hardwood flooring throughout, larger than average bedrooms, LL 12x13 BONUS room for use as den/office/computer room, larger separate formal dining room, solid wood kitchen cabinets (no veneers!), stunning new main bath w/NuTone heat lamp, huge LL Rec room w/quality Berber carpet, large sep.laundry area w/nice ceramic flooring!GO GREEN! Already installed newer ECO tankless hot water system, ECO installed water efficient toilets, energy efficient kitchen appliances, newer roof (4 years old) new fenced backyard!
So much to offer in affordable, growing community and prime location – NOTHING TO DO BUT MOVE IN - truly the best and most affordable home in BROOKFIELD for the money.
See inside:
Christine Moscinski is a Broker Associate and member of Chicago's West REALTOR / LIFESTYLE AGENT AND MARKET EXPERT SERVING CHICAGO AND WESTERN SUBURBS
contact her today to find YOUR next home! (708)369-8094